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Commercial real estate transactions are usually far more complicated than residential transactions. The sales price is higher, there is more earnest money at stake, and the detailed sales contracts provide both buyer and seller with additional rights and responsibilities.

Refinancing can be a helpful tool for homeowners, commercial property owners, and real estate investors. But it is not the only tool available.

Here in Florida, almost all residential real estate sales will require a formal title search so that title insurance can be issued. And all real estate transactions require a formal closing at which title passes from the seller to the buyer.